Heidesert Mortgage

CONSTRUCTION LOANS OFFERED BY

EVERGREEN HOME LOANS - HEIDESERT MORTGAGE

Heidesert Mortgage will finance the construction of your major remodel of a primary residence or second home. From buying the lot and providing construction financing to converting into a permanent mortgage, the One-Time Close Loan provides a smooth home building and buying process. Some of the valuable features of this loan include:

• No construction fee means you could save and possibly qualify for more. 
• Construction period of 6-12 months followed by 30/15-year fixed loan terms
• Our construction loans are conforming loans with as little as 10% down payment or equity
• No individual draw or inspection fees
• Owner occupied or second home
• Detached single family residence (SFR and 2 unit transactions, manufactured homes are part of our Two-Step Close Construction Loans)
• One set of closing costs
• Monthly payments required at interest-only during construction period
• After construction period, loan converts automatically to permanent financing
• “Ceiling Rate” locked for up to 360 days – no upfront deposit required, interest rate float down allowed
• No charge to customer for monthly draw inspections during construction period

This is a great option for the construction of your next home or major remodeling of your current home.


You can start preparing for your new home today!  Call Doug Heide about a Construction loan today – 760/963-1643 or visit www.heidesertmortgage.com